Q&A with Rajeswara – GYG $100 winner, July
What are you saving for?
I created this account so I could save for one year. I keep depositing money every month, usually what I have left after I pay all of my expenses. The idea is to save for a rainy day, a “back-up” account for when I may need it.
What steps are you taking to save each month?
Because most of my income goes to my expenses, I make it a point to deposit $100 into my GYG account every month. It may not sound like a lot but every little bit counts.
What is your biggest obstacle when you’re trying to keep a consistent savings plan?
Bills! Bills! Bills!
I try to live very modestly so saving isn’t really an issue. It’s just I wish I could save more.
Has the current economy affected your savings plan at all?
Thankfully I have been able to save a little bit even in this economy.
Do you have any savings tips for other ‘Grow Your Green’ savers?
Spend only what you have. If you have to use credit, make sure it’s for a long-term expense where you can get some sort of ROI on it. Don’t live lavishly. Happiness isn’t about having the biggest house or the fanciest car; it’s about the experiences you have with your family and friends.
